Almost The End Of June, Are You Covered?
Enroll By Midnight Tonight! Temporary Coverage Starts Tomorrow.

 

Do Small Business Owners Qualify For COBRA?

We are a small business and were just dropped by Horizon Blue Cross Blue Shield of New Jersey. The reason is that we spend more than 50% of our time outside of the state. Can we qualify for COBRA coverage?

Unfortunately, you will are not eligible for COBRA because the federal law specifies that the insurance provided be a continuation of an employer’s group health policy. You will need to find new individual health coverage through a private marketplace or healthcare.gov.

Eligible Events For COBRA

These are the events that would qualify an employee for COBRA coverage.

 

 Qualifying Events For Employees

  • Voluntary or involuntary termination of employment (unless due to gross misconduct)
  • Your working hours have been reduced

Qualifying Events For Dependents

  • Death of employee
  • Divorce or legal separation
  • Loss of dependent status (turning age 26)
  • Employee is entitled to Medicare benefits

QUICK CHECK
COBRA Eligibility

tap here to chat with a cobra health insurance advisor

Chat Now

Common Third-Party Administrators

Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:

If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.

Remain Insured

Accident Only plans start at $44*
with coverage starting tomorrow!

Call us
877-262-7241

Get A Quote, Enroll Online
View Plans

Temporary health insurance is a popular, affordable solution to cover gaps in coverage while you are between Major Medical plans.


*Eligibility for short term medical insurance is based on age and state availability.

Are You Eligible For COBRA?

"check
Take Our Survey