cobra insurance logo

COBRA is a federal law.
Not an insurance company.

cobra insurance logo

COBRA is a federal law.
Not an insurance company.

COBRA Insurance Logo

COBRA is a federal law.
Not an insurance company.

Health Insurance In Between Jobs

Not sure where to begin? Free consult: 1-888-679-1156

Short Term Health Plans

Major medical coverage for new illnesses and emergencies during a gap between major medical plans.

Gap Coverage – Easy Online Enrollment

Get A Quote & Save

You can use any doctor or clinic.

Need help? Call an expert.


Monday – Thursday, 6 a.m. – 6 p.m., EST.
Friday, 6 a.m. – 4 p.m., EST.

Obamacare / Marketplace

Affordable Care Act plans include essential health benefits, cover pre-existing conditions, and limit medical expenses.

Reduce Cost / Check For Subsidy

National Average is $438/mo

Benefits similar to work health plans
ACA Certified Coverage

Employer COBRA

COBRA insurance covers pre-existing conditions, including prescription drug benefits, retroactively.

Continue Workplace Insurance

Approx. $500 – 800/mo

Apply With Employer

Temporary Health Plans

It’s important to maintain a health insurance policy while in between jobs to avoid the high costs of healthcare that can result from a simple accident or unexpected illness.

View COBRA Alternative Plans

Alternatives To Employer COBRA Plan

Many states allow certain types of short-term health insurance that will cover you for new accidents and illnesses. Pricing is based on your age, geography and gender.

Short Term Medical Insurance

New Illnesses & Injury Coverage

Flex term short term medical insurance

Plans begin at $80/month.
Based on age and state availability

The FlexTerm Health Insurance plan provides health insurance coverage to help protect you from the medical bills that can result from newly unexpected Injuries and Sickness.

Coverage begins as early as midnight tonight.

Accident Only Insurance with Telehealth

Coverage begins as early as midnight tonight.

Pre-existing Conditions Do Not Exclude You From Accident Only Coverage

Plans start at $44/month.
Based on age and state availability

Accidents happen, and the last thing you want to worry about is who or how the bills are going to get paid. With this plan, you can focus on getting care. CAM helps you and your family with the high cost of healthcare resulting from injury or accidents.

Includes Telehealth giving you access to prescribing doctors for common issues.

Limited Indemnity with Telehealth

Includes Telehealth giving you access to prescribing doctors for common issues.

Core Health Insurance provides guaranteed acceptance Limited Indemnity Medical coverage for your basic medical needs, helping to provide a medical option for people who do not have the luxury of being covered by a comprehensive health insurance plan.

Coverage begins as early as midnight tonight.

Other Medical Coverage

Major medical and short-term plans typically won’t include other health benefits. Many individuals and families will need to look for private dental and vision insurance outside of their existing plan. The following plans are also available.

Dental Insurance

Plans start at less that $1/day.
Based state availability

The Core Dental Insurance plans can provide coverage for preventive, basic and major dental expenses with the dentist of your choice. Also, some plans include additional benefits like vision, hearing, orthodontia, teeth whitening, Dental Rewards® and more.

Core Dental Insurance is a private Ameritas Dental Plan.

Vision Plans

eyemed vision lnsurance

Plans start at $5/month.
Based state availability

EyeMed is the leader when it comes to vision insurance.  EyeMed Advantage Network is made up of over 44,000 independent and retail in-network provider access points including 1000’s of national retail providers like LensCrafters, Pearle Vision, Sears Optical and Target Optical.

EyeMed Vision Insurance is smart to have.


teladoc logo

Need care for non-urgent and common conditions? Get same-day appointments with a certified clinician from wherever you are.

Access to board-certified physicians anytime, anywhere, you can avoid unnecessary trips to the doctor’s office and costly visits to the emergency room.

Temporary Health Insurance

Instead of continuing on your former employer’s work insurance, using a temporary health plan is an affordable way to cover an insurance gap between jobs. These plans do not have coverage for pre-existing conditions.

Short-Term Gap Health Insurance

The following health plans are available for one month to one year. Coverage may begin as early as tomorrow. You may cancel at any time. Logo

Helping Over 4+ Million Workers Find Affordable Medical Insurance (a private insurance company) helps workers and families with their temporary insurance options while between major medical plans. If you have questions about choosing COBRA, please contact our Licenced Insurance Agents.

COBRA Special Enrollment Period

When your employer-based health insurance stops, the COBRA law compels companies with 20 or more workers to allow you to continue on the health plan by paying the full premium. You will have a 60 day open enrollment period to start your work health insurance again.

A cost effective way to acquire health insurance while in job transition is through a Short-Term Major Medical plan. These plans offer affordable coverage for new injury or sickness for a fraction of the cost. They offer month-to-month flexibility and can cover a gap in insurance until the next open or special enrollment period.

Qualifying Events For Health Insurance Change

  • Getting married
  • Having, adopting, or placement of a child
  • Medical Child Support Orders (MCSO) issued by state or federal court
  • Permanently moving to a new area that offers different health plan options
  • Losing other health coverage due to a job loss, divorce, loss of eligibility for Medicaid or CHIP
  • Expiration of COBRA coverage or a health plan being de-certified.
  • Those covered in an Insurance Marketplace (state or federal exchange) and having a change in income or household status that affects eligibility for tax credits or cost-sharing reductions

Contact Us

888-679-1156 We can help you find an affordable health insurance plan before your next major medical health coverage begins.

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Short Term Health Insurance Options

Remain Insured

Accident Only plans start at $44* with coverage starting tomorrow!

Call us 888-679-1156 Get A Quote, Enroll Online View Plans

Temporary health insurance is a popular, affordable solution to cover gaps in coverage while you are between Major Medical plans.

*Eligibility for short term medical insurance is based on age and state availability.

Are You Eligible For COBRA?

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