COBRA Insurance
National Covid-19 Pandemic: Changes In Deadlines, Federal Subsidy

What Happens After 18 Months On COBRA?

What do I do when my COBRA runs out?

Since the Affordable Care Act, running out of COBRA continuation coverage is now a “qualifying life event,” which means that you now have a “special enrollment period” in which you may enroll in an insurance plan outside of open enrollment. This means that you can sign up for an insurance plan on the public or private health exchange. Or, if you have a new employer, you can sign up for their group health plan if they offer one, as long as you have met their waiting period to join their group health plan.

Contact Your Plan Administrator If You Have A Disability

In case a disability arises while on COBRA, an extension may be given. You’ll need to contact the plan administrator for more information.

COBRA Continuation Is Expensive

There are alternatives to COBRA continuation available. Get an affordable insurance quote or call us at 877-262-7241 and we can help you find an ACA certified health plan.

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