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In My COBRA Paperwork, What Does “QB” Mean?

Under coverage level, what does “QB only” refer to?

QB” as it’s used when speaking about COBRA, refers to “Qualified Beneficiary”. A qualified beneficiary is anyone who was on the plan at the date of the loss of coverage. As an example, if you and your child were on your employer-sponsored health coverage, then quit your job, you may want to elect coverage for only your child or only yourself. That would be the “QB only” rate. For more details specific to your coverage, you would need to contact your previous employer’s HR or COBRA administrator.

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COBRA Third-Party Administration

Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:

If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.

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