Are my prescriptions covered under COBRA?
Yes, COBRA Covers Pharmacy Prescriptions, If You Had That Coverage Previously
Yes. The COBRA law allows you and your dependents to continue on the exact same coverage that you had with the employer’s group health plan. Nothing changes in regards to your medication. The prescription coverage you had previously is the same during COBRA continuing coverage.
Your Insurance Card While On COBRA
If you elect COBRA Insurance from your previous employer, everything stays the same. Keep your insurance plan ID card, you’ll continue to use it.
What Other Benefits Continue On COBRA?
Group health plans may include dental and vision insurance, prescription plans and Health Savings Accounts. When you elect to continue on the employer-sponsored medical insurance, you keep everything. If you had it before, dental and vision are covered by COBRA.
COBRA Is Expensive
If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most states. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person. For more information and pricing, you can call us at 1-877-262-7241 or complete a free quote online.