1. Knowledge Base
  2. Getting Started With COBRA
  3. Dental & Vision Insurance On COBRA

Can I Keep My Dental and Vision Plans While On COBRA?

When I elect coverage under COBRA, are my dental and vision plans included?

Yes, COBRA Has Dental And Vision, If You Had It Previously

Yes, if you had dental insurance and vision coverage when you were an active employee. The COBRA health insurance law allows you and your beneficiaries to continue on the exact same health benefits that you had with the group health plan. Employer sponsored health care plans may consist of dental insurance, vision insurance, prescription plans and health savings accounts.

COBRA Eligibility

New Dental And Vision Insurance

If your work health insurance does not have dental or vision plans, you may apply for individual coverage.

Core Dental Insurance

Individual Ameritas Core Dental Insurance is intended for persons who do not have access to employer-sponsored dental insurance. With Core Dental Insurance, you can visit any licensed dentist.

EyeMed Vision Benefits

Vision benefits make regular eye checkups and prescription vision correction more affordable. Choosing the correct vision plan is an important step toward financially safeguarding your vision. Individual and family vision plans from EyeMed may help you safeguard your eyesight while also saving money.

COBRA Alternative:
Save Up To 70%

Try Short-Term Health Insurance
Covers An Insurance Gap
Until Your Next Work Health Plan Starts

Get A Quote, Enroll Online
View Plans

Call us

people with accident medical insurance riding their bikes*Based on age and state availability

Dependents’ Insurance Stays The Same

Your dependents also qualify to continue with the same benefits if they were insured prior to the qualifying event that led to job loss. So, they will receive the same dental care and vision coverage as before. In most cases, you may use COBRA for continuing coverage for up to 18 months.

If you haven’t done so, check with your former employers COBRA Administrator for more information.

Your Annual Out-Of-Pocket Maximums Stay The Same

The amount you’ve paid toward your dental plan for the year will only reset when the plan year ends.

Do You Need

Dental Or Vision?

Vision starts at $5 per month and Dental starts at less than $1/day

Call us

Get A Quote, Enroll Online
View Plans

licensed insurance agent signing up a member for dental insurance

Was this answer helpful?

Share this article:

About COBRAinsurance.com

Endorsed by HealthCare.gov, COBRAinsurance.com is a resource for understanding the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) rules & regulations. We also offer affordable individual health plans for those between jobs when continuing with COBRA is too costly or not an available option. 

COBRAinsurance.com has been continuously published since 1999. Learn more about our business and how we've been able to help over 4 million people find affordable health plans.

Are You Eligible For COBRA?

Take Our Survey