Does COBRA Cover Prescription Medication?
Are my prescriptions covered under COBRA?
Yes, COBRA Covers Pharmacy Prescriptions, If You Had That Coverage Previously
Yes. The COBRA law allows you and your dependents to continue on the exact same coverage that you had with the employer’s group health plan. Nothing changes in regards to your medication. The prescription coverage you had previously is the same during COBRA continuing coverage.
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Your Insurance Card While On COBRA
If you elect COBRA Insurance from your previous employer, everything stays the same. Keep your insurance plan ID card, you’ll continue to use it.
What Other Benefits Continue On COBRA?
Group health plans may include dental and vision insurance, prescription plans and Health Savings Accounts. When you elect to continue on the employer-sponsored medical insurance, you keep everything. If you had it before, dental and vision are covered by COBRA.
COBRA Third-Party Administrators
Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:
- ADP COBRA
- BASIC COBRA
- BAS' COBRA Control Services
- BenefitConnect EHR
- BenefitSolver COBRA
- Burnham & Flower
- BRI COBRA (Benefits Resource)
- bswift COBRA
- COBRAPoint Benaissance
- Employee Benefits Corp (EBC)
- Lifetime Benefit Solutions
- Navia Benefit Solutions
- Optum Financial
- Paychex
- Payflex
- Paycom COBRA
- PlanSource
- Total Administrative Service Corporation (TASC)
- WageWorks / Conexis
- WEX (formerly Discovery Benefits)
If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.
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