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Continuation of insurance coverage with the federal COBRA act requires businesses with 20 or more employees to offer a continuation of group health benefits after job separation. You are entitled to this benefit if you quit your job, were fired, laid off or had your insurance stop due to work hours being reduced. The federal COBRA law applies to private businesses.

Ohio Has Mini-COBRA

The state of Ohio’s Title 39 insurance code goes a step further than the federal COBRA act. The law requires employers with less than 20 workers to offer continuing health coverage. Additionally, the law also applies to church and government employees.

The Ohio Department of Insurance can help answer more questions by visiting their website.

COBRA is Expensive

There are alternatives to COBRA continuation available. Get an affordable insurance quote or call us at 877-262-7241 and we can help you find an ACA certified health plan.

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