Can I Enroll In COBRA Before The Employer Sends Me The Election Notice?
Do I have to wait until my employer sends information about COBRA coverage or can I enroll online? Does the 45 days begin after separation?
Your previous employer is required under COBRA federal law to mail you the COBRA packet with in 45 days from your last day of work or the last day of group benefits, whichever is later. As COBRA is not an insurance company, you will need to wait for the employer’s instructions to learn how to enroll in your continuation plan.