Where Do I Get A COBRA Election Form To Enroll In A Plan?
Where do I get the COBRA election form to complete? My employer says I need to send in soon.
The COBRA continuation coverage election form should have been sent to you by the employer’s human resources department or the company may have hired a third-party administrator to enroll you into COBRA benefits for them. Your employer or administrator has only 45 days to send you the paperwork. You have 60 days to elect coverage once you receive the form.
What If I Did Not Receive A COBRA Election Notice
We recommend working with the employer’s human resources department. Call and ask them to resend the health insurance continuation election form. They may refer you to their third-party administrator.
How Much Will My COBRA Premium Be?
As COBRA insurance is the same insurance you previously had, the premium is the same. The difference is the employer is no longer paying a portion of it. On average, this may cost $400 – $700/month per individual. Review your election notice for exact costs.
COBRA Third-Party Administrators
Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:
- ADP COBRA
- BASIC COBRA
- BAS' COBRA Control Services
- BenefitConnect EHR
- BenefitSolver COBRA
- Burnham & Flower
- BRI COBRA (Benefits Resource)
- bswift COBRA
- COBRAPoint Benaissance
- Employee Benefits Corp (EBC)
- Lifetime Benefit Solutions
- Navia Benefit Solutions
- Optum Financial
- Paycom COBRA
- Total Administrative Service Corporation (TASC)
- WageWorks / Conexis
- WEX (formerly Discovery Benefits)
If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.
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