Q: My husband and I do not have health insurance, we been wihout health insurance for a year now and his health insurance at his job is so expensive. Are we able to get COBRA insurance, what are our options? A: COBRA election does have certain time limitations. You have only 60 days to elect COBRA. That is by the 60th day from when the written notice was sent to you or from when your health care coverage has been terminated, which ever event is later . Your employer has up to 45 days to get the letter to you in the mail stating your COBRA rights. If you miss the election period date you will lose your rights and will no longer qualify for continuation coverage.
: If you are a healthy person who does not live in NY, NJ, MA, or VT and would be interested in a lower cost Alternative to COBRA please https://start.smartandsimple.com/launch?refnumber=000000051-026-900&roi=QA With this policy you have the ability to choose your deductible: $250, $500, $1000 or $2500.