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How Do You Create A COBRA Insurance Account?

I just signed up for COBRA through work. How do I start my account to manage my plan and pay premiums?

In your COBRA packet of information, there should be instructions on which website to go to for creating a new account. This typically only happens if the employer uses a third-party administrator. More than likely it will be the site you log into to manage the COBRA plan.

Keep in mind, some employers may manage COBRA themselves and take premium payments directly. If that’s the case, you likely won’t have an online account to create.

Third-Party Administrator Fees

When a company uses a third-party administrator for managing COBRA, they may apply a 2% administration fee on the premium.

Create An Account For Temporary Health Coverage

If COBRA insurance is unavailable or too expensive, you may create an account with and review short-term medical or accident only insurance plans.


A private health insurance company, established in 2001, that publishes online information on how the federal COBRA law works. We also provide affordable temporary health plans if COBRA is unavailable or you simply can not afford it. You can remain insured and have health coverage for new illnesses or injuries with Short-Term Medical Insurance.

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Common Third-Party Administrators

Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:

If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.

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