Determining Eligibility For COBRA Insurance

The COBRA law allows workers and their families to continue their employer health insurance if that would stop for any reason.

Qualifying Events For Eligibility

• Length Of Time On Employer Health Plan
• Job Termination / Layoff
• Retirement
• Divorce
• Dependent Turns 26
• New Spouse
• New Dependents
• Fellowship In Graduate Program
• Incarceration
• Non-Resident Aliens
• All Qualifying Events

Eligibility For Extension

• Disability

Situations That Make You Ineligible

• Missing the 60 Day Election Window
• Business Has 19 Or Fewer Employees
• Non-Profit and Churches
• Federal Government Employees
• Taking Maternity or an FMLA leave of absence
• Gross Misconduct
• Obtaining Employer Health Insurance