American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

COBRA Policy Cancellation and Prorated?

If I cancel my insurance midway through the month, will I get a refund of the amount of money not used in the month?

Premium payments for your COBRA health insurance continuation coverage, will provide health insurance coverage for a full month. Major medical plans will most often start on the first of the month and end on the last day. Generally, there are no refunds. You may contact your administrator or your past employer for specific insurance payment information.

Save Money With Short-Term Medical Insurance

If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most states. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person.

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.


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