Is there a pre-existing conditions clause with COBRA or am I covered?
Yes, COBRA Does Cover Pre-Existing Conditions
There is no pre-existing condition clause that would prevent your from receiving treatment. When yousign up for COBRA, you are actually continuing the same group health insurance that you had with your past employer. So, ifyour medical conditions were coveredunder that plan they will continue to be covered under COBRA.
QUICK CHECK COBRA Eligibility
Short Term Medical Insurance Does Not Cover Pre-Existing Conditions
Short-term health insurance is an affordablealternatives to COBRAand typically do not cover pre-existing conditions. We recommend staying on your existing employer’s insurance if you expect major medical expenses while in between health plans.