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  2. Getting Started With COBRA
  3. What Are Considered Pre-Existing Conditions?

What Are Considered Pre-Existing Conditions?

What is considered a preexisting condition?

Pre-Existing Conditions Are Medical Conditions You Had Previous To Enrolling In A New Group Health Plan

It is a medical condition that you have had, prior to the date that you enroll with a new health plan. Many short-term individual medical plans do not cover pre-existing conditions. When you continue insurance with COBRA, your pre-existing conditions are covered. If you have a history of medical conditions or take prescription medicine, it’s often best to continue on your employer-sponsored insurance until you obtain new health insurance.

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