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How Do I Start COBRA with Kaiser Permanente?

My health plan stopped with Kaiser when I got divorced. I’m now being offered to continue coverage by Kaiser. Where do I begin?

After your work insurance ends, your employer or their third-party administrator will send you paperwork on how to enroll back into your group Kaiser Permanente health plan. This is what is known as COBRA Insurance, it’s a continuation of the coverage you just had. You have 60 days to choose COBRA as your temporary health insurance until you start a new major medical plan.

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Who is Kaiser Permanente?

Kaiser Permanente, commonly known simply as Kaiser, is an American integrated managed care corporation, headquartered in Oakland, California, United States, founded in 1945 by industrialist Henry J. Kaiser and physician Sidney Garfield. Kaiser Permanente consists of three separate but related groups of legal entities: Kaiser Foundation Health Plan, Inc. (KFHP) and its subsidiaries operating in the region; Kaiser Foundation Hospitals; and Regional Standing Medical Groups. As of 2017, Kaiser Permanente operates in eight states (Hawaii, Washington, Oregon, California, Colorado, Maryland, Virginia, Georgia) and the District of Columbia, and is the largest managed care organization in the United States.

Kaiser Permanente is one of the largest nonprofit health care plans in the United States, with more than 12 million members. It operates 39 hospitals and more than 700 medical facilities, employing more than 300,000 people, including more than 80,000 doctors and nurses.

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Common Third-Party Administrators

Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:

If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.

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*Eligibility for short term medical insurance is based on age and state availability.

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