1. Knowledge Base
  2. Getting Started With COBRA
  3. Employer Doesn’t Understand COBRA

What If My Employer Doesn’t Know How To Administer COBRA?

What if my employer does not know how COBRA works?

You can direct your boss or HR department to the Employer’s Guide to COBRA to learn their responsibilities. Companies with 20 or more employees are required to offer former workers and their families access to the same health plan they had when the policy was in full force. The COBRA act compels employers to notify qualified beneficiaries of their rights and ensure enrollment.

Third-Party COBRA Administration Services

Many employers use a Third Party Administrator to manage COBRA the enrollment and billing process. By law, these companies are allowed to charge up to 2% of the health insurance premium for administration fees. This fee is paid for by a former employee or family member that uses the continuation of the medical plan.

COBRA Alternative:
Save Up To 70%

Try Short-Term Health Insurance
$80/month*
Covers An Insurance Gap
Until Your Next Work Health Plan Starts

Get A Quote, Enroll Online
View Plans

Call us
877-262-7241

people with accident medical insurance riding their bikes*Based on age and state availability

QUICK CHECK
COBRA Eligibility

Was this answer helpful?

Share this article:

About COBRAinsurance.com

Endorsed by HealthCare.gov, COBRAinsurance.com is a resource for understanding the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) rules & regulations. We also offer affordable individual health plans for those between jobs when continuing with COBRA is too costly or not an available option. 

COBRAinsurance.com has been continuously published since 1999. Learn more about our business and how we've been able to help over 4 million people find affordable health plans.

Are You Eligible For COBRA?

"check
Take Our Survey