ody Q: My husband lost his job when he could not return to work after short term disability. He was insured with at the time with Cigna which was his primary. He was also already on my insurance with BCBS which was secondary. He elected to carry Cobra and was told it would continue to be the primary coverer . Now Cigna is claiming that as of the date he lost his job and cobra began they are the secondary and BCBS is the primary. Is this correct ?