Q: I recently enrolled to continuation of dental and vision insurance from Insperity. Letter from Insperity said I have to send first check to them directly. But it is my understanding that the next check should be sent to cobra directly. So what’s the address? Where I can find my account information? Can I pay online?
A: COBRA is not an insurance company.
COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you’ve voluntarily or involuntarily left your job, or have had your work hours reduced.
Because COBRA is simply the continuation of the same coverage you had through a previous employer, you would need to contact the COBRA Administrator at your previous employer to discuss your account information, how to pay, and who to pay. Typically, the COBRA Administrator is in the HR department.
COBRA continuation is very expensive. There are alternatives to COBRA continuation available. Click href=”http://cobrainsurance.com/ here for a quote, or call us at 1-877-279-7959 (8am-5pm CST) and we can help you find an alternative plan.