I am under COBRA due to a divorce. When I remarry does COBRA end or can I continue it for the duration of the time remaining?
You may continue on COBRA when you remarry. The qualifying event of divorce or legal separation triggers an open enrollment period to continue on the same group health plan offered by the employer. If you are coming off the insurance due to divorce, you have up to 36 months of continuation coverage.
If you remarry within the 36 months of COBRA, you may keep it provided that you aren’t on a health plan with your spouse. Under the COBRA law, you are not allowed double coverage.
Double coverage is acceptable if the new plan has a pre-existing clause and a waiting period.
Short-Term Health Insurance
If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most states. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person. For more information and pricing, you can call us at 1-877-262-7241 or complete a free quote online.