Choose Your Coverage - View Plans

  1. Knowledge Base
  2. Getting Started With COBRA
  3. Is Quitting COBRA A Qualifying Event?

Can I Add My Spouse to My Employer’s Health Plan After She Self-Terminated her COBRA?

I will lose my group coverage on August 31st and will use COBRA for September to cover my pregnancy, but I am not sure how to be added to my husband’s employer’s group plan starting October 1st since terminating COBRA coverage is not considered a “qualifying event”. Any suggestions for how to proceed?

No, stopping payment for COBRA coverage is not considered a qualifying event

If an individual’s COBRA coverage ends due to exhausting the maximum coverage period or another qualifying event occurs she would be eligible to enroll in a new plan during a special enrollment period.

Other Ways To Continue Health Coverage

When you’re transitioning between jobs, having health insurance is crucial to avoid the high costs of unforeseen medical expenses. After your employer-provided health insurance ends, you can consider three options: continuing with COBRA insurance, exploring Affordable Care Act coverage through the marketplace, or opting for a short-term medical plan to fill the gap before your next work insurance begins.

COBRA Alternative:
Save Up To 70%

Try Short-Term Health Insurance
Covers An Insurance Gap
Until Your Next Work Health Plan Starts

Get A Quote, Enroll Online
View Plans

Call us

people with accident medical insurance riding their bikes*Based on age and state availability

Was this answer helpful?

Share this article: – 2022 Elite Plus Circle Of Champions

We are a private insurance company that provides information on the COBRA law and alternative temporary insurance options if continuation is unavailable or too expensive.

Are You Eligible For COBRA?

Take Our Survey