Can I Stay On My Ex-Spouse’s Insurance With COBRA?

Certificate of Divorce Image

If my wife and I are getting a divorce, am I eligible to continue on her group health plan and for how long?

Yes, you may continue your former spouse’s employer-sponsored health insurance. A divorce, annulment or separation of a spouse or domestic partner, makes that dependent eligible for COBRA.

When a qualifying event changes the dependents in the family, you should notify your insurance plan administrator. They will provide a COBRA election notice for those individuals. After they enroll, they may use COBRA for up to 36 months.

COBRA Paperwork For Family Members

When the qualifying event occurs, the insurance on the dependent terminates. Whoever holds the insurance, their employer has up to 45 days to send you a COBRA election notice for your dependents. By law, you have 60 days to choose if you want to keep your health insurance through your COBRA rights.

Temporary and Affordable Health Plans

We are COBRAinsurance.com — a private health insurance company, established in 2001, that publishes online information on how the federal COBRA law works. We also provide an alternative to COBRA if it is unavailable or you simply can not afford it. You can remain insured and have health coverage for new illnesses or injuries with Short-Term Medical Insurance

Call For Advice: 1-877-262-7241

Get A Quote On Short-Term Medical Insurance

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