Can I Stay On My Ex-Spouse’s Insurance With COBRA?
If my wife and I are getting a divorce, am I eligible to continue on her group health plan and for how long?
A covered employee’s spouse who would lose coverage as a result of a divorce may elect to continue coverage under the plan for up to 36 months. Within 60 days of divorce or legal separation, a qualified beneficiary must notify the plan administrator of a qualifying event.
How Do I Get COBRA Insurance With A Divorce?
COBRA Paperwork For Family Members
When the qualifying event is a change in the family, the insurance for the dependents terminates. Whoever holds the insurance, their employer has up to 45 days to send you a COBRA election notice for your dependents. This will contain information and instructions on who manages your plan and how to begin.
By law, the plan beneficiaries have 60 days to choose if you want to keep your health insurance through your COBRA rights.
COBRA Alternative:
Save Up To 70%
Try Short-Term Health Insurance
$80/month*
Covers An Insurance Gap
Until Your Next Work Health Plan Starts
Get A Quote, Enroll Online
View Plans
Call us
877-262-7241
*Based on age and state availability
Was this answer helpful?
COBRAinsurance.com
HealthCare.gov – 2022 Elite Plus Circle Of Champions
We are a private insurance company that provides information on the COBRA law and alternative temporary insurance options if continuation is unavailable or too expensive.
QUICK CHECK
COBRA Eligibility
Remain Insured
Accident Only plans start at $44*
with coverage starting tomorrow!
Call us
877-262-7241
Get A Quote, Enroll Online
View Plans
Temporary health insurance is a popular, affordable solution to cover gaps in coverage while you are between Major Medical plans.
*Eligibility for short term medical insurance is based on age and state availability.
