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  2. Eligibility For COBRA
  3. Can I Stay On My Ex-Spouse’s Insurance With COBRA?

Can I Stay On My Ex-Spouse’s Insurance With COBRA?

If my wife and I are getting a divorce, am I eligible to continue on her group health plan and for how long?

Yes, you may continue your former spouse’s employer-sponsored health insurance. A divorce, annulment or separation of a spouse or domestic partner, makes that dependent eligible for COBRA. The former spouse may use COBRA for up to 36 months.

How Long Can A Former Plan beneficiary Use COBRA For?

36 Months

When a qualifying event changes the dependents in the family, you should notify your insurance plan administrator. They will send a COBRA election notice for those individuals. After they enroll, they may use COBRA for up to 36 months.

COBRA Paperwork For Family Members

When the qualifying event is a change in the family, the insurance for the dependents terminates. Whoever holds the insurance, their employer has up to 45 days to send you a COBRA election notice for your dependents. This will contain information and instructions on who manages your plan and how to begin.

By law, the plan beneficiaries have 60 days to choose if you want to keep your health insurance through your COBRA rights.

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