Can I Stay On My Ex-Spouse’s Insurance With COBRA?
If my wife and I are getting a divorce, am I eligible to continue on her group health plan and for how long?
A covered employee’s spouse who would lose coverage as a result of a divorce may elect to continue coverage under the plan for up to 36 months. Within 60 days of divorce or legal separation, a qualified beneficiary must notify the plan administrator of a qualifying event.
How Do I Get COBRA Insurance With A Divorce?
COBRA Paperwork For Family Members
When the qualifying event is a change in the family, the insurance for the dependents terminates. Whoever holds the insurance, their employer has up to 45 days to send you a COBRA election notice for your dependents. This will contain information and instructions on who manages your plan and how to begin.
By law, the plan beneficiaries have 60 days to choose if you want to keep your health insurance through your COBRA rights.
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Endorsed by HealthCare.gov, COBRAinsurance.com serves as a resource for understanding COBRA regulations. We also provide affordable individual health plans for those going through employment changes, especially when continuing with COBRA is either too costly or not an option.