Can I Stay On My Ex-Spouse’s Insurance With COBRA?

If my wife and I are getting a divorce, am I eligible to continue on her group health plan and for how long?

Yes, you may continue your former spouse’s employer-sponsored health insurance. A divorce, annulment or separation from a spouse or domestic partner, makes that dependent eligible for COBRA. 

How Long Can You Stay On A Spouse’s Health Insurance After Divorce?

A covered employee’s spouse who would lose coverage as a result of a divorce may elect to continue coverage under the plan for up to 36 months. Within 60 days of divorce or legal separation, a qualified beneficiary must notify the plan administrator of a qualifying event.

How Do I Get COBRA With A Divorce?

You will need to notify the human resources department of the company that provides the health insurance. The plan administrator must notify the qualifying beneficiary of the right to choose COBRA continuation coverage within 14 days.

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In Good Health? The Short-Term Option

Short-term health insurance may be used as an alternative to COBRA. The plan premiums are affordable and the co-pays are predictable as coverage is limited to new illnesses and injuries.

These plans renew every month and you may cancel at any time.

Find out if you qualify for Short Term health insurance by registering to quote in the marketplace.

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