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How Do I Get Enrolled In Cigna COBRA?

I was terminated a month ago and need to get started with COBRA from Cigna. Where do I begin?

COBRA is a federal law that allows you to continue on your work health insurance after it would end. Within 45 days of the insurance ending, the employer sponsoring the health plan will notify you of your right to elect COBRA as your temporary health plan until you establish new major medical coverage. The notification will include your monthly premium costs, your timeline to enroll by and contact information should you have questions about the plan. It will be the same Cigna plan you had while working.

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COBRA Eligibility

Who Is Cigna?

Cigna is an American multinational healthcare and managed insurance company headquartered in Bloomfield, Connecticut. Its insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products and services, largely provided by employers and other groups (e.g. government and NGOs, trade unions and associations). Cigna is incorporated in Connecticut.

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Common Third-Party Administrators

Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:

If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.

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Temporary health insurance is a popular, affordable solution to cover gaps in coverage while you are between Major Medical plans.


*Eligibility for short term medical insurance is based on age and state availability.

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