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How Do I Start COBRA With QualChoice Health Insurance?

I’m considering COBRA when I retire and am unsure how to start with QualChoice Health Insurance?

After your last day of work, your employer has 45 days to send you information on how to get started on COBRA with QualChoice Health Insurance. You will have a 60 day window to enroll back into your work health insurance.

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COBRA Eligibility

Why Choose COBRA?

If you visit the doctor often or need prescription medication refills, your best bet for your health is continuing your existing coverage. COBRA is the same major medical plan you had through the employer previously. In fact, all of your contributions to your deductible remain the same.

Who Is QualChoice Health Insurance?

QCA Health Plan, Inc. (QCA), a Health Maintenance Organization (HMO), and QualChoice Life and Health Insurance Company, Inc. (QCLHIC), both licensed by the State of Arkansas, provide QualChoice health plans and services. Centene Corporation (NYSE: CNC), a multinational Fortune® 50 company with over 30 years of managed care experience, owns all QualChoice entities. Centene provides health coverage to over 20 million Americans and offers a variety of specialty health solutions.

QCA provides coverage for QualChoice Point of Service (POS) products. QCLHIC underwrites Preferred Provider Organization (PPO) and ancillary products.

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Common Third-Party Administrators

Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:

If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.

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Temporary health insurance is a popular, affordable solution to cover gaps in coverage while you are between Major Medical plans.


*Eligibility for short term medical insurance is based on age and state availability.

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