In Arizona, workers have the choice to continue their workplace insurance with either federal COBRA or the State’s Mini-COBRA law, depending on their situation. Both options have similar requirements. Like federal COBRA, the Arizona Mini COBRA law (A.R.S. § 20-2330), employees have 60 days, from the date of the election notice to choose COBRA or formerly waive their right. Both laws also make clear that the enrollee has 45 days to make the premium payment. The qualifying events for COBRA are the same for both.
Arizona’s Mini-COBRA Law
Differently than the Federal COBRA Act, the Arizona Mini COBRA law is extended to workers who’s former employers have 19 or fewer employees. Companies have 30 days to to notify workers about their continuation insurance. COBRA Plan Administrators may charge an additional 5% fee on all premiums, where regular COBRA has a 2% limit.