American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

Cobra Coverage Available Even Though Eligible for Spouse’s Plan

Q: I was previously covered under my spouse’s group plan ending June 30. Her new plan starts July 1. However, I will not be eligible for coverage under her new plan if I have my own group coverage. I will not since I am also starting a new job and am not eligible for 90 days. However, the new employer will subsidize COBRA premiums. Can I legally get COBRA coverage on my spouse’s old plan even though I am qualified for her new plan (the premium cost is higher for family vs. my individual premium)?

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Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.


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