Can I Enroll In COBRA Before The Employer Sends Me The Packet?

Do I have to wait until my employer sends information about COBRA coverage or can I enroll online? Does the 45 days begin after separation?

Your previous employer is required under COBRA federal law to mail you the COBRA packet with in 45 days from your last day of work or the last day of group benefits, whichever is later. As COBRA is not an insurance company, you will need to wait for the employer’s instructions to learn how to enroll.

You Have 60 Days To Enroll In COBRA

You will need to mail back the election form within 60 days. Some plan administrators allow you to enroll in COBRA by phone or online once you receive the election form. Once you enroll in a COBRA plan, you will not have a lapse in coverage.

Temporary and Affordable Health Plans

We are COBRAinsurance.com — a private health insurance company, established in 2001, that publishes online information on how the federal COBRA law works. We also provide an alternative to COBRA if it is unavailable or you simply can not afford it. You can remain insured and have health coverage for new illnesses or injuries with Short-Term Medical Insurance

Call For Advice: 1-877-262-7241

Get A Quote On Short-Term Medical Insurance

This Article Also Answers the Following Questions :

  • How Long Do I Have To Wait To Enroll
  • What Is The Waiting Period To Apply

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