Q: Someone told me that if I quit my job and my employer doesn’t give me a notice saying I can receive COBRA then they would have to pay for medical bills that I have acquired since then. Is this true? A: Your employer has up to 45 days from your last day of work or the last day your group benefits end to mail you the COBRA packet. During this time you will pay any occurred medical bills until the paperwork gets processed. You will be reimbursed based on the employer’s policy benefits and limits from the insurance company. Your employer is not responsible for your medical bills. If your employer doesn’t comply with COBRA laws and fails to give you the COBRA packet, they will be fined and penalized severely by the US Department of Labor.