American Rescue Plan Act of 2021’s COBRA Subsidy Ends September 31. What’s next?

Do You Qualify For A COBRA Extension If You Are Disabled?

My husband has COBRA coverage and is also disabled. Does he qualify for an extension?

Yes, You Can Get An Extension On COBRA For Being Disabled

In compliance with the COBRA law, it is possible to extend the 18 months of coverage to 29 months, if an individual has been determined disabled at the time of a qualifying event. HIPPA has modified the plan by allowing the 11 month extension to consist of those disabilities that may happen before or during that first 60 days of your COBRA coverage. The HIPPA law also states that not only the individual that is disabled can use the extension; all qualified beneficiaries may continue the COBRA coverage. You also need to contact the plan administrator before the end of the 18 month period. You must also notify the administrator no later than 30 days after the individual is no longer qualified as disabled by the law.

Affordable Temporary Health Insurance

If you are fairly healthy and still want to remain insured, alternatives to COBRA insurance may be available based on where you live. Short-term health insurance is a popular option and available in most States. This can protect you from high medical costs of new injuries or new illnesses that unexpectedly occur while allowing you to use any licensed doctor. Coverage is available up to $1 million per person. For more information and pricing, you can call us at 1-877-262-7241 or complete a free quote online.

Related Knowledge Base Posts

call center lady

Affordable Health Insurance Starting Tomorrow

Call Us At
877-262-7241
Short-Term Health Insurance is popular and available in most states to cover gaps between major medical plans.

These plans also cover COVID-19 hospitalization. After deductibles and coinsurance, many plans will have $1 million in coverage.


Compare Plans In Your Area