What Happens After 18 Months On COBRA?
What do I do when my COBRA runs out?
Since the Affordable Care Act, running out of COBRA continuation coverage is now a “qualifying life event,” which means that you now have a “special enrollment period” in which you may enroll in an insurance plan outside of open enrollment. This means that you can sign up for an insurance plan on the public or private health exchange. Or, if you have a new employer, you can sign up for their group health plan if they offer one, as long as you have met their waiting period to join their group health plan.
Contact Your Plan Administrator If You Have A Disability
While on COBRA, if you are deemed disabled within the first 60 days, an extension may be given. You’ll need to contact the plan administrator for more information.